These SSDI Perks Are Flying Under the Radar in 2025—Are You Missing Out?

1. Free or Discounted Internet Access

Thanks to the Affordable Connectivity Program (ACP), many SSDI recipients now qualify for subsidized internet service. That means up to $30/month off your bill—or more if you’re on Tribal lands. Some providers even offer free internet plans once the ACP benefit is applied.

2. Student Loan Forgiveness Programs

If you’re permanently disabled and receiving SSDI, you may qualify for Total and Permanent Disability Discharge. This wipes out federal student loans—no income thresholds, no payments required.

And yes, that applies even if you took out the loans decades ago.

3. Energy Assistance for Utilities

SSDI recipients are often eligible for LIHEAP, the Low Income Home Energy Assistance Program. It can help cover heating, cooling, or emergency utility costs—especially during extreme weather seasons.

Many states even fast-track SSDI households for priority approval.

4. Property Tax Relief & Rent Rebates

Several states now offer property tax exemptions or rent rebate programs specifically for disabled individuals receiving SSDI. These can put hundreds—or even thousands—of dollars back in your pocket each year.

Don’t own a home? You could still qualify based on your lease and income level.

5. Special Transportation Vouchers

You may be eligible for reduced-fare or free public transit through local programs tied to SSDI qualification. In some areas, that includes on-demand shuttle services for medical appointments and essential errands.

Check with your city or county transit department—they often won’t advertise this unless you ask.

6. Free Access to National Parks and Museums

Here’s a fun one: SSDI recipients can apply for the National Parks Access Pass, which gives lifetime free entry to over 2,000 federal recreation sites. Many museums and zoos follow suit with discounted or waived entry fees as well.

It’s not just support—it’s about quality of life, too.

Discover Additional Food Assistance Programs Available

Many SSDI recipients may not be aware of the Supplemental Nutrition Assistance Program (SNAP). This program helps low-income individuals and families afford the food they need for a healthy diet. While eligibility is based on income, SSDI benefits can often qualify you for assistance. In addition to SNAP, some states offer unique programs like the Senior Farmers' Market Nutrition Program, which provides vouchers for fresh produce. This can be particularly beneficial during times when food costs rise, ensuring that you have access to nutritious options without stretching your budget too thin.

Explore Housing Assistance for SSDI Recipients

Housing can be a significant burden for those relying on SSDI benefits. However, various housing assistance programs exist to help you find affordable living situations. The HUD (Housing and Urban Development) offers programs specifically for people with disabilities, including subsidized housing options and supportive housing services. Additionally, the Section 8 Housing Choice Voucher Program allows eligible individuals to live in a rental unit of their choice while receiving financial assistance. Many states also promote accessible housing initiatives, making it easier for SSDI recipients to secure safe and affordable homes.

Learn About the Benefits of Medicaid Expansion

In many states, SSDI recipients qualify for Medicaid, which provides comprehensive health coverage. Medicaid expansion under the Affordable Care Act has significantly improved access to healthcare for those with disabilities. This includes essential services such as routine check-ups, hospital visits, and long-term care. If you are receiving SSDI, it is crucial to explore your Medicaid eligibility, as it can reduce out-of-pocket costs for medical expenses. In states that expanded Medicaid, the program covers a broader range of services, ensuring that you have access to necessary treatments without overwhelming financial stress.

Tax Benefits and Credits for Disabled Individuals

SSDI recipients may not be aware of the various tax benefits available to them. For example, the Earned Income Tax Credit (EITC) can provide substantial refunds for eligible low-income individuals, including those with disabilities. Additionally, certain expenses related to your disability may be tax-deductible. This includes costs for medical treatments, assistive devices, or modifications made to your home to improve accessibility. It's advisable to consult with a tax professional who has experience with disability issues to ensure you are claiming all possible deductions and credits, maximizing your potential refund during tax season.

Utilize Workforce Programs for SSDI Recipients

If you’re considering returning to work, various workforce programs exist to support SSDI recipients. The Ticket to Work program offers vocational rehabilitation and job placement services, helping you transition back into the workforce without risking your SSDI benefits. This program encourages self-sufficiency by providing you with the necessary skills and training to find gainful employment. Additionally, many states offer customized employment services tailored to individuals with disabilities, ensuring you receive the support needed to navigate job opportunities that align with your abilities and interests.

Connect with Community Resources for SSDI Recipients

Community organizations play a vital role in supporting SSDI recipients. Many local non-profits offer resources such as legal assistance, financial counseling, or social services specifically for individuals with disabilities. Engaging with these organizations can provide you not only with essential information but also with a sense of community. Many areas host support groups where SSDI recipients can share experiences and advice, creating a network of understanding among peers. Furthermore, local community centers often hold workshops and events to educate individuals about their rights, benefits, and available resources, empowering you to make informed decisions.