Government-supported programs exist to help eligible homeowners cover the cost of critical roof repairs—and in some cases, the help doesn’t need to be repaid. If you’re a senior, veteran, or homeowner with a limited income, you may qualify for a grant.
🏡 Why These Roof Repair Grants Exist
Many people don’t know that roofing grants are part of larger government efforts to:
Keep seniors safely in their homes
Prevent costly emergency repairs
Reduce health risks caused by leaks, mold, or structural decay
Improve energy efficiency in older homes
That’s why programs have been created to assist homeowners—especially those 62 and older—in maintaining their properties without draining their retirement savings.
🔧 What Kind of Help Is Available?
There are several major programs offering assistance in 2025:
âś… USDA Section 504 Home Repair Program
Offers grants up to $10,000 for low-income homeowners age 62+
Specifically intended for health and safety repairs, like roof replacements
No repayment required unless the home is sold within three years
âś… State and Local Housing Rehab Grants
Many cities and counties offer home improvement assistance
Funding is often first come, first served and may prioritize older adults or disabled residents
Includes full or partial grants and low-interest loans
âś… FEMA Emergency Home Repair (Post-Storm Assistance)
If your roof was damaged in a declared disaster zone, you may qualify for emergency roofing aid
Programs include both temporary covering and long-term repairs
đź“‹ How to Qualify
You may be eligible if you:
Are 62 years or older (for senior-targeted grants)
Own and occupy the home as your primary residence
Meet income requirements based on your household size and area
Live in a rural or disaster-affected region
Have a roof that is damaged or failing
Even if you don’t meet all the criteria for grants, there may be low-interest loan options or nonprofit-funded support available.