From energy bills to healthcare, these overlooked programs could put money back in your pocket. Here are 10 little-known government programs that could help you save thousands—without jumping through hoops.
10 Government Benefits That Will Help You Save
đź’ˇ 1. Low-Income Home Energy Assistance Program (LIHEAP)
Helps pay heating and cooling bills, sometimes offers emergency assistance
Available in all 50 states
Many seniors and families qualify—even if they’re not “low-income” on paper
🏥 2. Medicare Savings Programs
Covers Medicare premiums, deductibles, and co-pays
Many enrollees don’t realize they qualify
Could save seniors hundreds per month
📶 3. Affordable Connectivity Program (ACP)
Offers up to $30/month off internet bills
Up to $100 off a laptop or tablet
Perfect for students, seniors, and remote workers
🏚 4. Weatherization Assistance Program (WAP)
Free upgrades to make your home more energy-efficient
May include insulation, windows, roofing, and HVAC updates
Helps reduce energy bills for decades
🏠5. Section 504 Home Repair Grant (USDA)
Available to seniors 62+ in rural areas
Up to $10,000 in free funds to fix health/safety hazards (like roofs, plumbing, etc.)
No repayment required if you stay in the home for 3 years
🍽 6. Supplemental Nutrition Assistance Program (SNAP) – Expanded Access
SNAP now includes online grocery delivery in most states
Many working families and seniors now qualify under new income thresholds
🎓 7. Free Tuition Programs (State-Based)
Many states offer free or reduced community college tuition
Often available to adults returning to school or upskilling later in life
Great for job changers or second careers
đź’ł 8. Earned Income Tax Credit (EITC)
Offers thousands in refundable tax credits
Most powerful for working families and part-time earners
Many eligible people miss it because they don’t file taxes or use a paid service
đźš— 9. Transportation Vouchers or Rideshare Subsidies
Seniors and low-income individuals may get free rides to medical appointments
Available through local aging agencies, Medicaid, or non-profits
Some programs offer monthly credits for Uber/Lyft rides
🧾 10. Unclaimed Money Programs
Every state holds unclaimed property, often from utility refunds, old checks, or overpaid taxes
Takes 30 seconds to search your name
Average claims: $75–$1,000+